Questions

Founders of growing companies who still carry the finance, and the financial controllers who run it for them. Both want figures they can trust every month and a plan for the cash.

If you only need your taxes filed at the lowest price, a good accountant alone is the right answer.

You can use the platform with your own team. A financial assistant and controller support are optional paid services. We configure the platform with you whichever option you choose.

Cifrova can be used by companies in any country. We have specific adaptations for Portugal and Spain: SAF-T (PT) and the Portuguese chart of accounts, and a Spanish-language interface. During setup we confirm the banks, invoicing tools and exports available for your company with your accountant. Local tax requirements are handled with the appropriate local software and professionals.

You keep the invoicing software that meets the requirements in your country, including certification where required. Cifrova works with its documents through the integrations or imports agreed during setup. In Portugal, we work with certified invoicing providers. Cifrova does not currently have a VERI*FACTU integration for Spain.

Yes, unless you keep the books yourself, which depends on each country's rules and legislation. Your accountant keeps the books to the law and files the taxes; we do the daily work around them: documents, bank, close and reports. No accountant yet? We can provide one: we partner with local accountants.

Their own login to your books, with every document attached. At month end, a close package: the ledger, the trial balance, the checks and, for Portuguese books, the SAF-T (PT) file. There is no extra cost for it.

Your accountant. They can question an entry or propose a dated adjustment, and the history stays visible.

A financial assistant, who does the daily work, and a controller, who runs the close and reviews the company with you. Both answer you directly.

No. Both are add-ons. You can start with the platform and your own team, and add an assistant or controller hours later.

A fee per company that includes the first bank lines and documents of the month. Above that, a price per bank line and per document, which falls as the volume grows. Add-ons are on the same invoice.

Bank lines and documents count in the month they enter Cifrova, whatever their own date, so nothing imported late slips past a month already billed. History dated before your start date is part of the setup and is never billed. Documents Cifrova creates itself (owner settlements, the opening migration) are not counted. Users, assistants and reports are never counted.

On the 1st of each month, for the month just closed. The invoice shows both meters.

The first term is 12 months. After that it runs month by month, and you can stop at the end of any month. We hand back the ledger, the documents and, for Portuguese books, the SAF-T (PT) file.

No. Cifrova starts with a meeting and a setup we do together. There is no trial account and no checkout.

Yes. Setup is real work: we connect your banks, sit down with you, your accountant or both to migrate the data, and shape the system to how you want to see your finances organised. Every configuration is unique, so the fee is set per company, from 750 €, once, on the first month. On a 24-month term it is waived; if the agreement ends before that term, only the setup fee becomes due.

The extra lines fall into a cheaper tier. There is no cap and no penalty.

Two to four weeks, depending on your banks and how many companies you bring.

Your banks, where documents come from, your invoicing tool, the reports you need and who does what. Then which records we bring across and the opening date.

A statement import (CSV, or PDF for some banks) feeds the same matching.

We compare the imported records with the source, note any differences and review the first close together.

Hosted in the EU, on European servers.

Access follows each person's role in your company. Every action is logged in that person's name.

Bank feeds are read-only, through a licensed open banking provider, and you can cut them at any time. If you turn on payment drafts, each one waits for your approval in your bank.

Only the providers on our list, each under a data processing agreement. We do not sell data. Service providers

Email security@cifrova.com with the page and a short description. Please do not send passwords, keys or full financial records. security@cifrova.com

Yes. Connect Claude to your company with your own login and permissions, then ask in your own words. The answer comes from your books, with its source. How to connect Claude

No. Under Anthropic's commercial terms, data sent through the API is not used to train their models. AI proposals are reviewed before approval. Automations you have enabled follow the rules and permissions you agreed.