Cifrova
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Money, read plainly.

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Personal finance for households in Portugal and Europe, and the economic news that reaches the budget at home. One or two pieces a week.

2026-09-20PPR: what it is for, what it costs, when it is worth itA plain look at the Portuguese retirement plan: the IRS deduction, the lock-in rules, the fees, and a simple way to decide if it fits your household.2026-09-20Buying a car? Euro 7 rules could add hundreds of euros from NovemberFrom 29 November, Euro 7 rules feed into Portugal's ISV tax, raising new car prices. Here is what it means in euros and what to do now.2026-09-20Fuel is costing more, and no tax cut is comingPortuguese drivers paid €1.16bn extra at the pump since the Iran war. The government has ruled out a VAT cut. Here is what to do this month.
Cifrova

Cifrova reads your bank accounts and keeps the home budget for you. Made in Portugal by Marquez Consulting Unipessoal Lda.

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