Both products are connectors for Claude: claude.ai, Claude Desktop, Cowork and Claude Code. Claude signs in through your own door, reads as you, and every figure it says comes from a tool call, never from memory.
Cifrova Personal
The household: reads only.https://personal.cifrova.com/api/mcp
The month against the plan, every category, the movements, the subscriptions, the 90-day forecast, the loans, investments, goals, the alerts and the path. Nothing it can change.
1Copy the address In the app: Settings, Claude, connected.
2Add it in Claude Settings, Connectors, Add custom connector, paste.
3Sign in and approve Your usual link (and code), pick the household, approve.
The company: reads, and works as you.https://business.cifrova.com/api/mcp
Trial balance, income statement, bank balances, the reconciliation queue, what is waiting for a document, the month close, contacts and documents. With the roles that may: approve, match, book, request a payment, run a close step. Every action audited in your name, marked via Claude.
1Copy the address In the app: Settings, Security, Connected apps.
2Add it in Claude Settings, Connectors, Add custom connector, paste.
3Sign in and pick the company Password and code, the company Claude may work in, approve.
Settings, Connectors, Add custom connector: name it, paste the address, Add. A connector added on the web appears in Desktop too.
Cowork
The same Connectors screen; the connection is yours, so Cowork acts as you when it works on a task.
Claude Code
One line in the terminal: claude mcp add --transport http cifrova-personal https://personal.cifrova.com/api/mcp (or cifrova-business with the Business address). Then /mcp to sign in.
What keeps it safe
Your own door
The sign-in is the app's own: the link and the code you already use. Claude never sees a password; the connection is a key of its own, which expires and renews.
Only what you can see
Personal reads the household you pick. Business acts with your role and nothing above it, and writes every action to the audit log in your name.
Cut at once
Settings lists every connection. Disconnect, and Claude loses access on the next call. Whether Anthropic keeps your conversations depends on your Claude plan's settings, not on us.
Things people ask
Cifrova Personal
What did we spend on groceries this month, and who took most of it?
Where will the balance be on the 25th? Can I move 1 500 € to savings?
Which subscriptions cost the most a year, and which one lapsed?
What is the next step on our path, and when does it land?
Cifrova Business
What did we owe the owners at the end of August?
Which bank lines from last week are still without a document?
What is open on the September close, and who is it waiting on?
How much did we pay this supplier this year, and what is still due?