Money software from Portugal

Your numbers, read.

Cifrova reads the figures you already have, in the bank and in the invoices, and tells you what they mean. Nothing typed twice. One product for the home, one for the small company.

CifrovaPersonal

The home budget, read from the bank.

Your bank accounts read every morning, movements filed on their own
One number: what is left this month, before the 27th
A Sunday email that says when nothing needs you
Your path: a safety net, the debts, the future, one step at a time

7,90 € a month, 69 € a year, founders at 49 € for life

Try it free for 30 days See how it works

CifrovaBusiness

The books of a small company, kept by a method.

The bank matched to the invoices and receipts, every day
VAT, the month close and the accountant's export, in order
Owner statements and payouts for rentals and events
An assistant that answers from the ledger, never from memory

Running the books of three companies today; opening to more in 2027

Ask for early access What it does

Cifrova

One company, two doors

Both come from the same room in the Algarve and follow the same rules: the figure first, then what it means; nothing you already gave the bank is asked again; education, not regulated advice. If you use both, the household's money and the company's money stay apart, as they should.