Financial management software that keeps you in control.
Know every morning where your money stands and what's coming next, without chasing invoices or living in spreadsheets.
Meet with us
With us
Fintable
Marquez
Works with your AI assistant
Understand your numbers, and why you can trust them
“Revenue is growing, but I don’t know how much I’m making.”
Understand what you keep.
See your income, costs and profit, and what has changed since last month.
“There’s money in the bank, but will it cover everything?”
See what’s coming before you decide.
A 13-week cash forecast brings together expected receipts, supplier payments, payroll and taxes.
“I have reports, but I don’t know what’s missing or where a figure comes from.”
Check what sits behind the numbers.
Review original documents alongside their recorded details, match bank movements and see what still needs reviewing.
“To know how we’re doing, I have to chase invoices or ask someone.”
Your information is organised and accessible.
Documents, banks and tasks are connected, with exceptions that need your attention identified.
What losing track of your numbers costs a company
1 in 4
bankruptcies in the EU is caused by invoices that were not paid on time.
European Commission, Questions and Answers: Late Payment Regulation, September 2023.
73 days
a year, more than 10 hours a week, is what the average European business spends chasing overdue invoices.
Intrum, European Payment Report 2024 (9,255 companies in 25 countries), June 2024.
88%
of the spreadsheets checked in field audits had errors in them.
Two ways to work with us
The platform
Cifrova
For companies with an accountant or someone in-house.
- Books, bank, cash and the month-end close, always up to date
- Ask your numbers in the chat
- Your accountant gets the month's package
You still approve and decide; your accountant signs and files.
Setup in 2 to 4 weeks.
Platform, bookkeepers and a CFO
Cifrova + our team
For companies that want to stop worrying about the books.
- Everything in Cifrova
- Our bookkeepers close the month
- A CFO helps you decide
You approve and decide.
Starts with a 30-day pilot.
In 30 minutes we show it working on a demo company with realistic figures, and look at your case.
How we start: a 30-day pilot
- 01
Set the scope
Which companies, banks and documents, and the reports you need.
- 02
Clear responsibilities
What we do, what you approve and what your accountant signs, written down.
- 03
Expected results
What you should see at the end of the 30 days, agreed at the start.
- 04
Setup credited
If you stay, the setup is credited to you.
What you get
Less financial admin
- Banks and documents connected
- Automatic reconciliation, with suggestions you approve
- Recurring tasks that run on their own
Financial visibility
- The Overview: what happened, why, and what comes next
- Management accounts every month
- 13-week cash and the bridge from profit to cash
Control with human oversight
- Approvals for money leaving, filings and client messages
- Your accountant inside the app, and a log of every change
- An optional Fractional CFO package
Also in the app
Ask Cifrova
Ask your books a question in plain words. The answer comes from your own figures, names each amount and says how sure it is.
Visual view
Read the Overview and the three statements as charts instead of tables. The figures are the same.
Saved reports
Ask a question in the chat, save the answer as a report, refresh it from the books when you need it and export it.
Compliance calendar
Every tax and filing date of your company on one calendar, with an alert before each one is due.
Shareholder access
Give a shareholder read-only access to the figures, with no way to change anything.
Who it is for
Growing companies. A core every company gets, and modules for how your business earns money.
Specialized modules, if your company fits one of these industries
Travel agencies
Group trips and events: supplier payments, client instalments and the margin on every trip.
Short-term rental
Channel payouts, owner balances and tourist tax, closed per property every month.
Consultancies
Documents in, margin per project, a month your accountant can sign.
Sports clubs
Game day, pay day and the squad budget, in the same books.
I was that founder
In four companies, the day-to-day finance depended on one colleague. When she went on maternity leave, the invoices, the bank and the month-end landed on my desk. My time stopped going to the company.
So I built Cifrova. It took the work off my desk and gave me numbers to decide with. When she came back, the system stayed. Today the system runs those books every day, and I am back on growth.
Tell us about your company
Leave your details, then pick a time to talk. We'll prepare a proposal for your company.