Thirty days free with everything switched on, no card needed. Then one of three plans, with thirty days to change your mind.
The bank connection, the budget, Claude sorting the movements, the Sunday email. Two members.
Try it freeEverything in Cifrova Personal, at a price that never goes up for as long as you keep it. Three hundred places, then the offer closes.
Try it freeThe Advisor add-on
A method (debt-free path, 50/30/20, zero-based), a monthly letter, a coach's note in the Sunday email, forty questions a month.
The same, with two months free.
A method you choose (debt-free path, 50 / 30 / 20, zero-based, long-term investor), applied to your own numbers: a letter on the day the month closes, a coach's note in the Sunday email, and forty questions a month answered from your data, with the source shown. It is financial education, not regulated advice.
What exactly is the founders price?
The full Personal plan, billed yearly at 49 € for as long as you keep the subscription, whatever the public price does later. One household. It does not include the Advisor, which founders get at a discount. Three hundred places, then the offer closes. If you cancel, the place is gone.
What about refunds?
Thirty-day money-back guarantee on your first payment, in full, no questions asked. After that, subscriptions run until you cancel and stop at the end of the period you paid for.
Is VAT included?
Prices are shown with Portuguese VAT for consumers in Portugal. At checkout, Stripe applies the rate of your own country. Companies with a valid EU VAT number are charged without VAT.
Can I have two households?
Each household has its own plan. One person can belong to several.